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Finance

BIS Basel III Basel III LCR → 은행업감독규정 → Financial Services Commission

금융위원회 (FSC) / 금융감독원 (FSS)

CSuggestive similarity
Evidence tier

Echo patterns are similarity-based hypotheses, not proof of causation. Open the sources and evaluate the linkage yourself.

Evidence Scorecard

Three lenses — wording, timing, documented link. Not a single proof score.

Suggestive similarity
Semantic
Moderate keyword/concept overlap
Temporal
Global precedent precedes Korea
Linkage
No recorded linkage
Multilingual semantic similarity
cosine similarity (method detail)0.841

Computed with intfloat/multilingual-e5-small multilingual embeddings. Display score is a calibrated mapping of the raw cross-lingual cosine (0.841); higher means closer meaning. Reflects semantic similarity, not proof of causation.

Aligned sentences

Basel III LCR requires banks to hold sufficient HQLA to cover net cash outflows over a 30-day stress period, with Level 1 and Level 2 HQLA classifications and a minimum 100% requirement.

aligned

금융위·금감원은 은행업감독규정을 통해 바젤 III LCR을 도입하여 LCR 산정방법, HQLA 분류기준(레벨1·2A·2B), 적용대상, 위반시 조치사항을 상세히 규정하고 있다.

Could also be…show
  • •Parallel domestic policy development is possible.
  • •Industry or market pressure may have driven similar language.
  • •A common external shock (e.g., financial crisis, pandemic) could explain parallel adoption.

Timeline of the echo

13 year lag

From date field: Basel III LCR 2010/2013 → Korea LCR introduced 2015 → 100% compliance 2019 → Ongoing FSS monitoring · 2010–2023

Interrogate the Evidence

Answers are rendered directly from this record’s own curated fields — nothing is generated.

Csuggestive similarity · 65%

  • SemanticModerate keyword/concept overlap
  • TemporalGlobal precedent precedes Korea
  • LinkageNo recorded linkage

Matched concepts: LCR ↔ LCR; HQLA ↔ HQLA

Cross-lingual similarity 69/100 (multilingual e5 embedding) — a computed signal, not proof.

Similarity type: Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules) | LCR ≥ 100% minimum requirement → LCR 산정방법: 고유동성자산 ÷ 30일 순현금유출액 ≥ 100%

Caveat: semantic similarity only — this tier records a hypothesis, not proof of causal influence.

Matched Concepts

2 pairs
LCR
↓
LCR
HQLA
↓
HQLA

Suggested Concepts

1 suggested

Auto-aligned concept pairs surfaced by our Concept Suggester engine. Shown as supplementary leads — the curated matches above are the authoritative set.

Basel III LCR requires banks to hold sufficient HQLA to cover net cash outflows over a 30-day stress period, with Level 1 and Level 2 HQLA classifications and a minimum 100% requirement.
Keyword↓
금융위·금감원은 은행업감독규정을 통해 바젤 III LCR을 도입하여 LCR 산정방법, HQLA 분류기준(레벨1·2A·2B), 적용대상, 위반시 조치사항을 상세히 규정하고 있다.

Agenda Arc

Curated

Global purpose, Korean purpose, and precursor stages. Reasoning echo is discourse observation — not proof of coordination.

Global purpose

Basel III Liquidity Coverage Ratio (LCR) requires banks to hold sufficient high-quality liquid assets (HQLA) to cover net cash outflows over a 30-day stress period.

Korean purpose

금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III LCR을 국내에 도입하여, LCR 산정방법(고유동성자산 ÷ 30일간 순현금유출액 ≥ 100%), HQLA 분류기준(레벨1: 현금·국채·한은예치금, 레벨2A: 공공기관채·은행채·AAA회사채에 15% 할인, 레벨2B: BBB-이상 회사채·주식에 50% 할인), 적용대상 은행(국내은행 및 외은지점), LCR 위반시 조치사항을 상세히 규정하고 있다.

은행업감독규정 (국가법령정보센터) — 금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III LCR을 국내에 도입하여, LCR 산정방법(고유동성자산 ÷ 30일간 순현금유출액 ≥ 100%), HQLA 분류기준(레벨1: 현금·국채·한은예치금, 레벨2A: 공공기관채·은행채·AAA회사채에 15% 할인, 레벨2B: BBB-이상 회사채·주식에 50% 할인), 적용대상 은행(국내은행 및 외은지점), LCR 위반시 조치사항을 상세히 규정하고 있다.

Reasoning echo

Observed framing link: Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules) | LCR ≥ 100% minimum requirement → LCR 산정방법: 고유동성자산 ÷ 30일 순현금유출액 ≥ 100%. Not a claim of coordination.

Started where

BIS Basel III

Started how

Basel III LCR 2010/2013 → Korea LCR introduced 2015 → 100% compliance 2019 → Ongoing FSS monitoring

  1. Soft lawGlobal2010BIS Basel III
    Basel III LCR 2010/2013

    Basel III LCR 2010/2013

    Primary source
  2. StageKorea2015금융위원회 (FSC) / 금융감독원 (FSS)
    Korea LCR introduced 2015

    Korea LCR introduced 2015

  3. StageGlobal2019BIS Basel III
    100% compliance 2019

    100% compliance 2019

  4. LegislationKorea금융위원회 (FSC) / 금융감독원 (FSS)
    Ongoing FSS monitoring

    Ongoing FSS monitoring

    Primary source
Original (Global)

Basel III LCR① requires banks to hold sufficient HQLA② to cover net cash outflows over a 30-day stress period, with Level 1 and Level 2 HQLA classifications and a minimum 100% requirement.

Echo (Korea)

금융위·금감원은 은행업감독규정을 통해 바젤 III LCR①을 도입하여 LCR 산정방법, HQLA② 분류기준(레벨1·2A·2B), 적용대상, 위반시 조치사항을 상세히 규정하고 있다.

Echo Strength

sourceVerified
hasKoreanSource
hasGlobalSource
hasDate
keywordDiversity
agendaTags

Influence Mechanism

policy learning
Origin
BIS Basel III
Timeline

2010–2023

Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules) | LCR ≥ 100% minimum requirement → LCR 산정방법: 고유동성자산 ÷ 30일 순현금유출액 ≥ 100%

Sources

Related Patterns

Semantically Related

Closest patterns by multilingual embedding (e5) — conceptual similarity beyond shared keywords. A computed signal, not a sourced claim.

Keywords
Basel III바젤 IIILCR유동성커버리지비율HQLA고유동성자산은행업감독규정금융위원회FSC금융감독원FSSliquidity risk유동성 리스크스트레스 테스트NSFR
Score Guide
Confidence — Editorial A–D tier from semantic, temporal, and linkage evidence.
Echo Strength — Metadata completeness score. Rewards verified sources, paired links, explicit dates, keyword diversity, and origin tags.
Vocabulary Overlap — Heuristic score measuring shared tokens between global and Korean texts. Reflects loanwords and repeated terms, not meaning across languages.
PATTERN #basel3-lcr-fss-guidance