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Finance

BIS Basel III Basel III NSFR → 은행업감독규정 → Financial Services Commission

금융위원회 (FSC) / 금융감독원 (FSS)

CSuggestive similarity
Evidence tier

Echo patterns are similarity-based hypotheses, not proof of causation. Open the sources and evaluate the linkage yourself.

Evidence Scorecard

Three lenses — wording, timing, documented link. Not a single proof score.

Suggestive similarity
Semantic
Strong semantic alignment
Temporal
Global precedent precedes Korea
Linkage
No recorded linkage
Multilingual semantic similarity
cosine similarity (method detail)0.830

Computed with intfloat/multilingual-e5-small multilingual embeddings. Display score is a calibrated mapping of the raw cross-lingual cosine (0.830); higher means closer meaning. Reflects semantic similarity, not proof of causation.

Aligned sentences

Basel III NSFR requires banks to maintain a stable funding profile, with ASF weighted by liability type and RSF weighted by asset liquidity, with a minimum 100% ratio.

aligned

금융위·금감원은 은행업감독규정을 통해 바젤 III NSFR을 도입하여 NSFR 산정방법, ASF·RSF 항목별 가중치, 적용대상 및 보고주기를 규정하고 있다.

Could also be…show
  • •Parallel domestic policy development is possible.
  • •Industry or market pressure may have driven similar language.
  • •A common external shock (e.g., financial crisis, pandemic) could explain parallel adoption.

Timeline of the echo

7 year lag
  1. Global

    2014

    BIS Basel III

    bis.org

  2. then Korea
  3. Korea

    2021

    은행업감독규정 (국가법령정보센터)

    law.go.kr

From date field: Basel III NSFR 2014 → Korea NSFR introduced 2018 → Full compliance 2021 · 2014–2021

Interrogate the Evidence

Answers are rendered directly from this record’s own curated fields — nothing is generated.

Csuggestive similarity · 65%

  • SemanticStrong semantic alignment
  • TemporalGlobal precedent precedes Korea
  • LinkageNo recorded linkage

Matched concepts: NSFR ≥ 100% minimum ↔ NSFR 산정방법: 가용안정자금 ÷ 필요안정자금 ≥ 100%; ASF factors by liability type ↔ ASF 가중치: 자본 100%, 소매예금 95%, 중소기업예금 90%; RSF factors by asset liquidity ↔ RSF 가중치: 현금 0%, 주택담보대출 65%, 중소기업대출 85%; quarterly reporting ↔ 분기별 보고주기

Cross-lingual similarity 62/100 (multilingual e5 embedding) — a computed signal, not proof.

Similarity type: Basel III NSFR (Net Stable Funding Ratio) → 은행업감독규정 (FSC/FSS Stable Funding Rules) | NSFR ≥ 100% minimum → NSFR 산정방법: 가용안정자금 ÷ 필요안정자금 ≥ 100%

Caveat: semantic similarity only — this tier records a hypothesis, not proof of causal influence.

Matched Concepts

4 pairs
NSFR ≥ 100% minimum
↓
NSFR 산정방법: 가용안정자금 ÷ 필요안정자금 ≥ 100%
ASF factors by liability type
↓
ASF 가중치: 자본 100%, 소매예금 95%, 중소기업예금 90%
RSF factors by asset liquidity
↓
RSF 가중치: 현금 0%, 주택담보대출 65%, 중소기업대출 85%
quarterly reporting
↓
분기별 보고주기

Agenda Arc

Curated

Global purpose, Korean purpose, and precursor stages. Reasoning echo is discourse observation — not proof of coordination.

Global purpose

Basel III Net Stable Funding Ratio (NSFR) requires banks to maintain a stable funding profile in relation to their on- and off-balance sheet activities.

Korean purpose

금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III NSFR을 국내에 도입하여, NSFR 산정방법(가용안정자금 ÷ 필요안정자금 ≥ 100%), ASF 항목별 가중치(자본 100%, 소매예금 95%, 중소기업예금 90%, 만기 1년 이상 도매자금 50%), RSF 항목별 가중치(현금 0%, 주택담보대출 65%, 중소기업대출 85%, 고정자산 100%), 적용대상 및 보고주기(분기별)를 규정하고 있다.

은행업감독규정 (국가법령정보센터) — 금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III NSFR을 국내에 도입하여, NSFR 산정방법(가용안정자금 ÷ 필요안정자금 ≥ 100%), ASF 항목별 가중치(자본 100%, 소매예금 95%, 중소기업예금 90%, 만기 1년 이상 도매자금 50%), RSF 항목별 가중치(현금 0%, 주택담보대출 65%, 중소기업대출 85%, 고정자산 100%), 적용대상 및 보고주기(분기별)를 규정하고 있다.

Reasoning echo

Observed framing link: Basel III NSFR (Net Stable Funding Ratio) → 은행업감독규정 (FSC/FSS Stable Funding Rules) | NSFR ≥ 100% minimum → NSFR 산정방법: 가용안정자금 ÷ 필요안정자금 ≥ 100%. Not a claim of coordination.

Started where

BIS Basel III

Started how

Basel III NSFR 2014 → Korea NSFR introduced 2018 → Full compliance 2021

  1. Soft lawGlobal2014BIS Basel III
    Basel III NSFR 2014

    Basel III NSFR 2014

    Primary source
  2. StageKorea2018금융위원회 (FSC) / 금융감독원 (FSS)
    Korea NSFR introduced 2018

    Korea NSFR introduced 2018

    Primary source
  3. Soft lawGlobal2021BIS Basel III
    Full compliance 2021

    Full compliance 2021

Original (Global)

Basel III NSFR requires banks to maintain a stable funding profile, with ASF weighted by liability② type and RSF weighted by asset liquidity③, with a minimum① 100% ratio.

Echo (Korea)

금융위·금감원은 은행업감독규정을 통해 바젤 III NSFR을 도입하여 NSFR 산정방법, ASF·RSF 항목별 가중치, 적용대상 및 보고주기④를 규정하고 있다.

Echo Strength

sourceVerified
hasKoreanSource
hasGlobalSource
hasDate
keywordDiversity
agendaTags

Influence Mechanism

policy learning
Origin
BIS Basel III
Timeline

2014–2021

Basel III NSFR (Net Stable Funding Ratio) → 은행업감독규정 (FSC/FSS Stable Funding Rules) | NSFR ≥ 100% minimum → NSFR 산정방법: 가용안정자금 ÷ 필요안정자금 ≥ 100%

Sources

🌍Global source
🇰🇷은행업감독규정 (국가법령정보센터)

Related Patterns

Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules)

BISFSB
P(B|A) = 77%category
55%

Basel III Leverage Ratio → 은행업감독규정 (FSC/FSS Leverage Ratio Rules)

BISFSB
P(B|A) = 81%temporal
52%

Basel III Large Exposures Framework → 은행업감독규정 (FSC/FSS Large Exposure Limits)

BISFSB
P(B|A) = 81%temporal
52%

BIS Basel III Endgame → Korea Banking Capital & Liquidity Rules

BIS
P(B|A) = 59%temporal
29%

Basel III Banking Regulation & BIS RCAP

BIS
P(B|A) = 63%temporal
27%

FSB Global Crypto Regulatory Framework → Korea Virtual Asset User Protection Act

FSB
P(B|A) = 47%category
25%

BIS Innovation Hub → Korea Fintech Regulatory Sandbox

BIS
P(B|A) = 57%category
24%

BIS Basel III Climate Risk → Korean Banking Supervision

BIS
P(B|A) = 46%category
23%

Semantically Related

Closest patterns by multilingual embedding (e5) — conceptual similarity beyond shared keywords. A computed signal, not a sourced claim.

Basel III Leverage Ratio → 은행업감독규정 (FSC/FSS Leverage Ratio Rules)

Finance

cos 0.92

Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules)

Finance

cos 0.92

Basel III Banking Regulation & BIS RCAP

Finance

cos 0.91

BIS Basel III Endgame → Korea Banking Capital & Liquidity Rules

Finance

cos 0.91

Basel III Large Exposures Framework → 은행업감독규정 (FSC/FSS Large Exposure Limits)

Finance

cos 0.91

BIS Basel III Climate Risk → Korean Banking Supervision

Finance

cos 0.88
Keywords
Basel III바젤 IIINSFR순안정자금조달비율ASFRSFstable funding안정자금은행업감독규정금융위원회FSC금융감독원FSS유동성liquidity
Score Guide
Confidence — Editorial A–D tier from semantic, temporal, and linkage evidence.
Echo Strength — Metadata completeness score. Rewards verified sources, paired links, explicit dates, keyword diversity, and origin tags.
Vocabulary Overlap — Heuristic score measuring shared tokens between global and Korean texts. Reflects loanwords and repeated terms, not meaning across languages.
PATTERN #basel3-nsfr-fss-guidance