Finance

BIS Basel III Basel III Large Exposures Framework → 은행업감독규정 → Financial Services Commission

금융위원회 (FSC) / 금융감독원 (FSS)

CSuggestive similarity

Evidence tier

Echo patterns are similarity-based hypotheses, not proof of causation. Open the sources and evaluate the linkage yourself.

Evidence Scorecard

Three lenses — wording, timing, documented link. Not a single proof score.

Suggestive similarity

Semantic

Strong semantic alignment

Temporal

Global precedent precedes Korea

Linkage

No recorded linkage

Multilingual semantic similarity

cosine similarity (method detail)0.775

Computed with intfloat/multilingual-e5-small multilingual embeddings. Display score is a calibrated mapping of the raw cross-lingual cosine (0.775); higher means closer meaning. Reflects semantic similarity, not proof of causation.

Could also be…show

•Parallel domestic policy development is possible.
•Industry or market pressure may have driven similar language.
•A common external shock (e.g., financial crisis, pandemic) could explain parallel adoption.

Timeline of the echo

5 year lag

From date field: Basel III Large Exposures 2014 → Korea introduced 2016 → Amended 2019 · 2014–2019

Interrogate the Evidence

Answers are rendered directly from this record’s own curated fields — nothing is generated.

Csuggestive similarity · 65%

SemanticStrong semantic alignment
TemporalGlobal precedent precedes Korea
LinkageNo recorded linkage

Matched concepts: 25% Tier 1 single counterparty limit ↔ 동일인 익스포저 한도: 자기자본의 25% 이내; aggregation of all exposures ↔ 익스포저 산정범위(대출·지급보증·파생상품·출자지분 등); credit risk mitigation recognition ↔ 신용위험 경감기법(담보·보증·신용파생상품) 인정기준; connected counterparties ↔ 대주주 및 특수관계인 익스포저 한도(자기자본 10% 이내)

Cross-lingual similarity 28/100 (multilingual e5 embedding) — a computed signal, not proof.

Similarity type: Basel III Large Exposures Framework → 은행업감독규정 (FSC/FSS Large Exposure Limits) | 25% Tier 1 single counterparty limit → 동일인 익스포저 한도: 자기자본의 25% 이내

Caveat: semantic similarity only — this tier records a hypothesis, not proof of causal influence.

Matched Concepts

4 pairs

GlobalKorean Echo

25% Tier 1 single counterparty limit

↓→

동일인 익스포저 한도: 자기자본의 25% 이내

aggregation of all exposures

↓→

익스포저 산정범위(대출·지급보증·파생상품·출자지분 등)

credit risk mitigation recognition

↓→

신용위험 경감기법(담보·보증·신용파생상품) 인정기준

connected counterparties

↓→

대주주 및 특수관계인 익스포저 한도(자기자본 10% 이내)

Agenda Arc

Curated

Global purpose, Korean purpose, and precursor stages. Reasoning echo is discourse observation — not proof of coordination.

Global purpose

Basel III Large Exposures Framework (2014) limits a bank's exposure to a single counterparty or group of connected counterparties to 25% of Tier 1 capital.

Korean purpose

금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III 대규모 익스포저 규제를 국내에 도입하여, 동일인(개인·법인) 익스포저 한도(자기자본의 25% 이내), 동일차주 익스포저 초과 시 승인절차 및 위험관리체계 구축 의무, 익스포저 산정범위(대출·지급보증·파생상품·출자지분 등 모든 신용공여), 신용위험 경감기법(담보·보증·신용파생상품) 인정기준, 대주주 및 특수관계인에 대한 익스포저 한도(자기자본의 10% 이내)를 규정하고 있다.

은행업감독규정 (국가법령정보센터) — 금융위원회와 금융감독원은 은행업감독규정을 통해 바젤 III 대규모 익스포저 규제를 국내에 도입하여, 동일인(개인·법인) 익스포저 한도(자기자본의 25% 이내), 동일차주 익스포저 초과 시 승인절차 및 위험관리체계 구축 의무, 익스포저 산정범위(대출·지급보증·파생상품·출자지분 등 모든 신용공여), 신용위험 경감기법(담보·보증·신용파생상품) 인정기준, 대주주 및 특수관계인에 대한 익스포저 한도(자기자본의 10% 이내)를 규정하고 있다.

Reasoning echo

Observed framing link: Basel III Large Exposures Framework → 은행업감독규정 (FSC/FSS Large Exposure Limits) | 25% Tier 1 single counterparty limit → 동일인 익스포저 한도: 자기자본의 25% 이내. Not a claim of coordination.

Started where

BIS Basel III

Started how

Basel III Large Exposures 2014 → Korea introduced 2016 → Amended 2019

Soft lawGlobal2014BIS Basel III
Basel III Large Exposures 2014
Basel III Large Exposures 2014
Primary source
StageKorea2016금융위원회 (FSC) / 금융감독원 (FSS)
Korea introduced 2016
Korea introduced 2016
Primary source
Soft lawGlobal2019BIS Basel III
Amended 2019
Amended 2019

Original (Global)

Basel III Large Exposures Framework limits a bank's exposure to a single counterparty^① to 25% of Tier 1 capital, with a 15% limit for G-SIB to G-SIB exposures.

Echo (Korea)

금융위·금감원은 은행업감독규정을 통해 바젤 III 대규모 익스포저 규제를 도입하여 동일인 한도(자기자본^④ 25%), 익스포저 산정범위, 신용위험 경감기법 인정기준, 대주주 한도(10%)를 규정하고 있다.

Echo Strength

sourceVerified

hasKoreanSource

hasGlobalSource

hasDate

keywordDiversity

agendaTags

Influence Mechanism

policy learning

Origin

BIS Basel III

Timeline

2014–2019

Basel III Large Exposures Framework → 은행업감독규정 (FSC/FSS Large Exposure Limits) | 25% Tier 1 single counterparty limit → 동일인 익스포저 한도: 자기자본의 25% 이내

Sources

🌍Global source archived

🇰🇷은행업감독규정 (국가법령정보센터)archived

Related Patterns

Basel III Leverage Ratio → 은행업감독규정 (FSC/FSS Leverage Ratio Rules)

BISFSB

P(B|A) = 83%temporal

56%

Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules)

BISFSB

P(B|A) = 76%category

52%

Basel III NSFR (Net Stable Funding Ratio) → 은행업감독규정 (FSC/FSS Stable Funding Rules)

BISFSB

P(B|A) = 81%temporal

52%

BIS Basel III Endgame → Korea Banking Capital & Liquidity Rules

BIS

P(B|A) = 59%temporal

27%

Basel III Banking Regulation & BIS RCAP

BIS

P(B|A) = 63%temporal

26%

FSB Global Crypto Regulatory Framework → Korea Virtual Asset User Protection Act

FSB

P(B|A) = 47%category

25%

BIS Innovation Hub → Korea Fintech Regulatory Sandbox

BIS

P(B|A) = 57%category

24%

BIS Basel III Climate Risk → Korean Banking Supervision

BIS

P(B|A) = 46%category

23%

Semantically Related

Closest patterns by multilingual embedding (e5) — conceptual similarity beyond shared keywords. A computed signal, not a sourced claim.

Basel III Leverage Ratio → 은행업감독규정 (FSC/FSS Leverage Ratio Rules)

Finance

cos 0.94

Basel III Banking Regulation & BIS RCAP

Finance

cos 0.92

BIS Basel III Endgame → Korea Banking Capital & Liquidity Rules

Finance

cos 0.91

Basel III LCR (Liquidity Coverage Ratio) → 은행업감독규정 (FSC/FSS Liquidity Rules)

Finance

cos 0.91

Basel III NSFR (Net Stable Funding Ratio) → 은행업감독규정 (FSC/FSS Stable Funding Rules)

Finance

cos 0.91

BIS Basel III Climate Risk → Korean Banking Supervision

Finance

cos 0.89

Keywords

Basel III바젤 IIIlarge exposures대규모 익스포저counterparty거래상대방Tier 1기본자본credit risk mitigation신용위험 경감은행업감독규정금융위원회FSC금융감독원FSS동일인 한도

Score Guide

Confidence — Editorial A–D tier from semantic, temporal, and linkage evidence.

Echo Strength — Metadata completeness score. Rewards verified sources, paired links, explicit dates, keyword diversity, and origin tags.

Vocabulary Overlap — Heuristic score measuring shared tokens between global and Korean texts. Reflects loanwords and repeated terms, not meaning across languages.