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Finance✓ verified

World Bank Universal Financial Access → Korea Financial Inclusion & MyData → Financial Services Commission

금융위원회 (FSC), 금융감독원 (FSS), 한국신용정보원 (KCIS)

BProbable echo
Evidence tier

Echo patterns are similarity-based hypotheses, not proof of causation. Open the sources and evaluate the linkage yourself.

Evidence Scorecard

A single score cannot prove an echo. This card triangulates semantic, temporal, and linkage evidence.

Probable echo
Semantic
Strong semantic alignment
Temporal
Global precedent precedes Korea
Linkage
Official Korean agency source + concept alignment (no explicit citation recorded)
Tier B Probable echo — agency/committee linkage + global-first timing + semantic signal
Multilingual semantic similarity
cosine similarity (method detail)0.785

Computed with intfloat/multilingual-e5-small multilingual embeddings. Display score is a calibrated mapping of the raw cross-lingual cosine (0.785); higher means closer meaning. Reflects semantic similarity, not proof of causation.

Could also be…

  • Parallel domestic policy development is possible.
  • Industry or market pressure may have driven similar language.
  • A common external shock (e.g., financial crisis, pandemic) could explain parallel adoption.

Interrogate the Evidence

Answers are rendered directly from this record’s own curated fields — nothing is generated.

Bprobable echo · 85%

  • SemanticStrong semantic alignment
  • TemporalGlobal precedent precedes Korea
  • LinkageOfficial Korean agency source + concept alignment (no explicit citation recorded)

Matched concepts: Universal Financial Access / Global Findex 마이데이터(MyData) 서비스 / 오픈뱅킹; access to formal financial services 금융소비자 보호에 관한 법률 (금융 접근성); digital payments promotion 개인신용정보 이동권 / 오픈뱅킹 참여기관 확대

Cross-lingual similarity 34/100 (multilingual e5 embedding) — a computed signal, not proof.

Similarity type: World Bank Universal Financial Access → Korea Financial Inclusion & MyData | Universal Financial Access / Global Findex → 마이데이터(MyData) 서비스 / 오픈뱅킹

Matched Concepts

3 pairs
Universal Financial Access / Global Findex
마이데이터(MyData) 서비스 / 오픈뱅킹
access to formal financial services
금융소비자 보호에 관한 법률 (금융 접근성)
digital payments promotion
개인신용정보 이동권 / 오픈뱅킹 참여기관 확대
Original (Global)

The World Bank launched the Universal Financial Access 2020 initiative and continues through the Global Findex database to promote financial inclusion, digital payments, and access to formal financial services for the unbanked population worldwide.

Echo (Korea)

대한민국은 2021년 '금융소비자 보호에 관한 법률' 시행과 함께 2022년 '마이데이터(MyData)' 서비스를 전면 도입하여 금융소비자의 개인신용정보 이동권을 보장하고, 2024년 '오픈뱅킹' 참여기관을 확대하여 금융 접근성과 포용성을 제고 중이다.

Echo Strength

sourceVerified
hasKoreanSource
hasGlobalSource
hasDate
keywordDiversity
agendaTags

Influence Mechanism

policy learning
Origin
World Bank
Timeline

2013–2025

World Bank Universal Financial Access → Korea Financial Inclusion & MyData | Universal Financial Access / Global Findex → 마이데이터(MyData) 서비스 / 오픈뱅킹

Sources

Related Patterns

Semantically Related

Closest patterns by multilingual embedding (e5) — conceptual similarity beyond shared keywords. A computed signal, not a sourced claim.

Keywords
World Bank세계은행financial inclusion금융 포용UFA2020Global Findex마이데이터MyData오픈뱅킹open banking금융소비자 보호financial consumer protection개인신용정보 이동권data portability디지털 결제digital payments비은행 인구unbanked금융 접근성신용정보법Credit Information Act금융위원회FSC핀테크
Score Guide
ConfidenceEditorial judgment, now shown as a confidence tier (A–D) based on semantic, temporal, and linkage evidence. Not proof of causation.
Echo StrengthMetadata completeness score. Rewards verified sources, paired links, explicit dates, keyword diversity, and origin tags.
Vocabulary OverlapHeuristic score measuring shared tokens between global and Korean texts. Reflects loanwords and repeated terms, not meaning across languages.
PATTERN #wb-financial-inclusion-1